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Chapter 2 Problems
|2-4|2-10|2-13|2-4a|2-10a|2-13a|Case 2-3|Case 2-5|

Problem 2-4 Multiple-Step Income Statement
Refer to the list of income statement items in Problem 2-3 (see below). Assume that Oak Corporation
classifies all operating expenses into two categories, (1) selling and (2) general and
administrative.
1. Prepare in good form a multiple-step income statement for the year.
2. Compute Oak's gross profit percentage.
3. What does this percentage tell you about Oak's mark-up on its products?

List of Income Statement Items
Advertising expense $1,500
Commissions expense 2,415
Cost of goods sold 29,200
Depreciation expense - office building 2,900
Income tax expense 1,540
Insurance expense - salespersons' autos 2,250
Interest expense 1,400
Interest revenue 1,340
Rent revenue 6,700
Salaries and wages expense - office 12,560
Sales revenue 48,300
Supplies expense - office 890
Problem 2-10 Statement of Stockholders' Equity and Retained Earnings

Timeshare, Inc., includes the changes in retained earnings in a statement that combines
retained earnings and stockholders' equity. Use the following information to complete the
statement for the years 1992, 1993, and 1994.
 1992 Net income, $5,000,000
Dividends, $1,000,000
 1993 Net income, $12,000,000
Dividends, 1,100,000
Issued 100,000 shares of stock for $2 each
 1994 Net income, $18,000,000
Dividends, $1,650,000
Stock split, 2 for 1 (the number of shares outstanding doubled and the par value per share reduced by one-half)

   Number of Shares  Common Stock, Par Paid-In Capital  Retained Earnings Total
Jan. 1, 1992  1,000,000  $1,000,000   $500,000  $462,000 $1,962,000
Dec. 31, 1992          
 Dec. 31, 1993          
Dec. 31, 1994          
 
Problem 2-13 Cash Flow
     Franklin Co., a specialty retailer, has a history of paying quarterly dividends of $.50 per share. Management is trying to determine whether the company will have adequate cash on December 31, 1995, to pay a dividend if one is declared by the board of directors. The following additional information is available:
* All sales are on account, and accounts receivable are collected one month after the sale. Sales volume has been increasing 5% each month.
* All purchases of merchandise are on account, and accounts payable are paid one month after the purchase. Cost of sales is 40% of the sales price. Inventory levels are maintained at $75,000.
* Operating expenses in addition to the mortgage are paid in cash. They amount to $3,000 per month and are paid as they are incurred.

Franklin Co. Balance Sheet September 30, 1995
Cash $5,000 Accounts payable $5,000
Accounts Receivable $12,500 Mortgage note** $150,000
Inventory $75,000 Common stock-$1 par $50,000
Note Receivable* $10,000 Retained earnings $66,500
Building/Land $169,000 Total liabilities and stockholders' equity $271,500
Total Assets 271,500    
*notes receivable represents a one-year, 5% interest-bearing note, due November 1.
**Mortgage note is 30-year, 7% note due in monthly installments of $1,200.

Determine the cash that Franklin will have available to pay a dividend on December 31, 1995. Round all amounts to the nearest dollar. What can Franklin's management do to increase the cash available? Should management recommend that the board of directors declare a dividend?

Problem 2-4a Multiple-Step Income Statement
Refer to the list of income statement items in Problem 2-3a (see below). Assume that Lucky Enterprises classifies all operating expenses into two categories, (1) selling and (2) general and administra_tive.

1. Prepare in good form a multiple-step income statement for the year.
2. Compute Lucky's gross profit percentage.
3. What does this percentage tell you about Lucky's mark-up on its products?

List of Income Statement Items
Advertising expense $9,000
Cost of goods sold 150,000
Depreciation expense - computer 4,500
Dividend revenue 2,700
Income tax expense 30,700
Interest expense 1,900
Rent expense - salesperson's car 18,000
Rent expense - office 26,400
Sales revenue 350,000
Supplies expense - office 1,300
Utilities expense 6,750
Wages expense - office 45,600
 

Problem 2-10a Statement of Stockholders' Equity and Retained Earnings
     Texas Two-step, Inc., includes the changes in retained earnings in a statement that combines retained earnings and stockholders' equity. Use the following information to complete the statement for the years 1992, 1993, and 1994.

Texas Two-Step, Inc.
Statement of Stockholders' Equity and Retained Earnings
           
           
           
           
           

1992 Net income, $45,000
Dividends, $21,000
1993 Net loss, ($15,000)
Dividends, $11,000
Issued 100,000 shares of stock for $6 each
1994 Net income, $15,000
Dividends, $11,650

Texas Two-step, Inc.
Statement of Stockholders' Equity and Retained Earnings
Number of Common Paid-In Retained
Shares Stock, Par Capital Earnings Total
Jan.1, 1992 7,000,000 $7,000,000 $9,000,000 $162,000 $8,062,000
Dec. 31, 1992
Dec. 31, 1993
Dec. 31, 1994

 

Problem 2-13a Cash Flow

Roosevelt, Inc., a consulting service, has a history of paying annual dividends of $1 per share. Management is trying to determine whether the company will have adequate cash on December 31, 1995, to pay a dividend if one is declared by the board of directors. The following additional information is available:

*All sales are on account, and accounts receivable are collected one month after the sale. Sales volume has been decreasing 5% each month.
*Operating expenses are paid in cash in the month incurred. Average monthly expenses are $10,000 (excluding the biweekly payroll).
*Biweekly payroll is $4,500 and it will be paid December 15 and December 31.
*Unearned revenue is expected to be earned in December. This amount was taken into consideration in the expected sales volume.

Roosevelt, Inc.
Balance Sheet
December 1, 1995
 Cash  $15,000   Unearned revenue  $2,000
 Accounts receivable  40,000  Notes payable*  30,000
 Computer equipment  120,000  Common Stock- $2 par  50,000
 Total assets $175,000  Retained earnings   93,000
     Total liabilities and
stockholders' equities
 $175,000
*The note payable plus 3% interest for six months is due January 15, 1996.

Determine the cash that Roosevelt will have available to pay a dividend on December 31, 1995. Should management recommend that the board of directors declare a dividend?

 Case 2-3 Analysis of Cash Flow for a Small Business
Charles, a financial consultant, has been self-employed for two years. His list of clients has grown, and he is earning a reputation as a shrewd investor. Charles rents a small office, uses the pool secretarial service, and has purchased a car that he is depreciating over three years. The following income statements cover Charles's first two years of business:

   Year 1 Year 2
Commissions revenue $25,000 $65,000
Rent 12,000 12,000
Secretarial services 3,000 9,000
Car expenses, gas, insurance 6,000 6,500
Dpreciation 15,000 15,000
Net income $(11,000) $22,500

Charles believes that he should earn more than $11,500 for working very hard for two years. He is thinking about going to work for an investment firm where he can earn $40,000 each year. What would you advise Charles to do?

Case 2-5 Barbara Applies for a Loan
Barbara Bites, owner of Bites of Bagels, a drive-through bagel shop, would like to expand her business from its current one location to a chain of bagel shops. Sales in the bagel shop have been increasing an average of 8% each quarter. Profits have been increasing accordingly. Barbara is conservative in spending and a very hard worker. She has an appointment with a banker to apply for a loan to expand the business. To prepare for the appointment, she instructs you, as the chief financial officer and payroll clerk, to copy the quarterly income statements for the past two years but not to include a balance sheet. Barbara already has a substantial loan from another bank on the books. In fact, she has very little of her own money invested in the business.

What should you do? Do you think the banker will lend Barbara more money?