Dental Insurance Plan
The College now offers a group dental insurance plan
through Delta Dental - using the "Premier" network.
A summary of plan benefits can be found here.
The dental plan covers
- 100% of preventative services
- 80% of basic restorative services
- 50% of major restorative services
Preventative services (covered
at 100 %) include oral exams, evaluations, office visits, cleanings,
fluoride treatment,
sealants, and x-rays.
Basic services (covered at 80% - after deductible)
includes fillings, root canal treatment, stainless and resin-based
crowns, bridge and crowns restoration, and some periodontal and
oral surgery, general anesthesia – surgical procedures only.
Major Restorative Services (covered at 50% -
after deductible) include prosthodontics - dentures, crowns bridges.
There is a $1000 (per person) annual maximum for all coverages
combined, children are covered up to 26 in line with new health
care reform bill passed in Massachusetts last year.
For more information please refer to http://www.mtholyoke.edu/offices/hr/benefits/dental.shtml.
Remember - you can pay for out-of-pocket costs associated with
dental work using a Flexible
Spending account.
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