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Student Personal Property Insurance
June
27, 2008
Dear Mount Holyoke
College Students & Parents:
Our College handbook clearly states that Mount Holyoke College is not responsible
for personal property owned by students, faculty or staff. To assist you
in managing the risk of loss of your personal property, we are enclosing
information about student property insurance for your consideration.
We strongly
urge you to consider this type of coverage for you/your student’s personal
property. Our Risk Manager has examined various policies and recommended
this company to the Residential Life staff. Every year, students lose property
due to a number of reasons, including theft, water damage (most common) and
fire.
-
A
fire (including water and smoke) at a neighboring college damaged 66 student
rooms. Fortunately no one was injured, but eight students lost all of their
possessions, and 30 students lost most of their things. Thirteen students
were uninsured, and most insured students had deductibles of $500 on their
parents policies.
-
On
this campus, a student room was gutted by a fire from a candle left burning
unattended.
-
Trunks
and boxes left in basement storage rooms over the summer may suffer in heat
and humidity and clothing develop must and mildew.
- An
attic sprinkler pipe froze and burst over January break, pouring water into
over thirty student rooms (and closets). Students who had returned were able
to salvage most of their belongings, but those returning later in the month
found many things ruined.
Even
if you have coverage under your/your parent's homeowners'
or tenants' policies, you may want the broader coverage with
lower deductibles that are
available with this product.
In
order to effect coverage, you must apply to CSI Insurance Company,
using the enclosed brochure. Do NOT send your application
to the College. If you have questions about the coverage call
CSI Agency at 888-411-4911
or e-mail them at info@csiprotection.com.
We hope you find this information helpful.
Sincerely,
Rene Davis
Director of Residential Life
Elizabeth J. Carmichael
Director
of Risk Management
CSI Insurance Agency, Inc.
For
other options. . .
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