Paying for it

Costs of applying

The expense of professional school begins well before you are admitted. The application process itself is a costly endeavor once you add up entrance exam preparatory materials, entrance exam costs, primary application fees, secondary application fees, and interview costs including professional attire, transportation, and accommodation. Below are some resources for mitigating these costs.

Entrance exams: See our page on these exams for more information, including information about fee reductions and waivers.

Primary application: Most of the central application services offer a fee waiver or reduction program. These programs have strict income level eligibility requirements, and the precise amount of the benefit varies by program. 

The following central application services do not have a fee waiver or reduction program:

  • Naturopathic medicine programs (NDCAS)
  • Optometry programs (OptomCAS)
  • Podiatry programs (AACPMAS)
  • Texas public medical, dental, and veterinary schools (TMDSAS)

Secondary applications: Secondary applications are managed by individual schools and programs rather than through an application service. Some schools will automatically waive the secondary fee for an applicant who was granted a fee waiver through one of the application service programs. In other cases, you will need to request a secondary fee waiver.

Interview costs:

  • Current students may use MHC’s Suit Yourself program
  • Plan travel far in advance to take advantage of lower prices for flights
  • When possible, accept a program’s offer to stay overnight with a current student
  • Be strategic: If you are invited to interview at a program that is far away, it may be appropriate to contact nearby schools to which you have applied, to let them know that you will be in the area. Speak with your pre-health advisor if you find yourself in this situation.
  • More information on interviews

Costs of attending

While the sticker price of a professional school education can be overwhelming, educating yourself on the realities and resources for paying for your education will hopefully relieve some stress. Above all, careful financial preparation is key. Some tips:

  1. If you have undergraduate loans, work with MHC’s student financial services to understand the expectations and options in front of you for repaying those loans.
  2. Build credit carefully. While it is never wise to max out your credit cards, using a card for modest spending and paying off the balance every month helps to build a solid credit score. This, in turn, will benefit you when applying for loans.
  3. Research loan programs and tuition forgiveness programs (some links below)
  4. Some schools have the resources to offer scholarships. This may be a part of your financial award package.
  5. International students may face greater challenges in funding their education. International students are not eligible for federal loans and may be required to hold their full tuition in an escrow account.