Massachusetts state law requires every full-time and part-time student enrolled in an institution of higher learning must participate in a Student Health Insurance (SHI) Program or in a health benefit plan with comparable coverage. A part-time student is defined as a student participating in at least 75% of the full-time curriculum. Please refer to the Student Health Insurance Requirements for regulations defining Student Health Insurance (Managed by the Commonwealth Health Insurance Connector Authority), pay particular note of the information regarding comparable coverage.
Mount Holyoke College offers a Student Injury and Sickness Insurance Plan that exceeds the SHI requirements and is designed to work in partnership with the College Health Services to provide: specialist consultation, ancillary testing, medication, in-patient and outpatient medical, surgical, mental health and substance use treatment. Please read the MHC Student Injury and Sickness Insurance Plan Brochure for the details of benefit coverage, exclusions, co-pays, deductibles and referral procedures.
Annually all MHC students must determine the health insurance option that best meets their health care needs.