Health Insurance

Benefits eligible employees may enroll in one of three health insurance options offered through Blue Cross/Blue Shield.

Summaries of Benefits and Coverage:

  1. HMO
  2. POS
  3. PPO

Employees may elect either individual or family coverage.

Coverage becomes effective on the first of the month if it coincides with your date of hire, otherwise coverage begins on the first of the month following your date of hire.

Membership is open to all regular, continuing full-time and part-time employees who work at least 20 hours a week for either the fiscal or academic year and their eligible dependents. Eligible dependents under these health plans include the employee's spouse or domestic partner and unmarried children. Mount Holyoke College provides health insurance coverage in compliance with Massachusetts Health Care Reform Laws. Please speak to one of our Benefits Specialists (see contacts below) if you have questions about covering a partner or dependent.

The cost of premiums is shared by the College and the participating employee and is based on an employee's full time equivalency (FTE). Employees with FTEs of 80% and above: College cost share is 75% of the premium of the plan with the greatest number of members (currently the HMO). Cost sharing for employees with an FTE of less than 80% is based on a sliding scale. Employees who work less than the fiscal year will have payroll deductions for the full year's health insurance costs made during the weeks in which the employee receives paychecks.

Changes in Coverage

If an employee experiences a "life status change", (i.e. marriage, divorce, birth or adoption, change or loss of employment, death) he/she may make changes in his/her health insurance coverage outside of the open enrollment period if the employee notifies the Human Resources Department of the life status change within 30 days.

  • Blue Cross/Blue Shield: 1-800-486-1136

Benefits Specialists Contacts