Social Security Coverage

Participation in the Federal Social Security program has been mandatory for all staff members hired at the College since 1951. The College contributes one-half of the total tax prescribed by law, and you contribute one-half through payroll deductions.

Social Security taxes paid by employees and the College provide four types of insurance protection:

  • Retirement Benefits
    Based upon the terms and conditions of the Social Security Law, you are eligible for a monthly retirement income at age 62. The amount of monthly income you receive is based on your age at retirement and your annual earnings during your years of participation in the program.
  • Disability Benefits
    Monthly benefits may be available to you if you are disabled and have been determined by the Social Security Administration to be unable to work because of a severe illness or disabling injury which is expected to last 12 months or more. Additional benefits are provided if you have dependents.
  • Life Insurance/Survivor Benefits
    A staff member's family (spouse and/or children under 18 or any age if the child is disabled before age 18), may be eligible for monthly benefits upon the employee's death. The surviving spouse of a deceased employee may be eligible for the deceased spouse's retirement benefits when he or she is age 60.
  • Medical Insurance
    Medicare, a basic medical insurance plan, is available to you and your spouse beginning at age 65. Medicare benefits may be available earlier if you have been receiving disability benefits from Social Security for more than 24 months.

Questions about Social Security coverage may be directed to benefits staff in the Human Resources Department or to the Social Security Administration; 1-800-772-1213.