Cost of Attendance

Student thinking with her head resting on her fist.

The cost of attendance includes charges that we bill the student (direct costs): tuition, room and board and SGA fee, and costs that we do not bill (indirect costs) but are part of the cost of attendance, such as estimated personal and books expenses. Financial aid eligibility is the cost of attendance minus the calculated family contribution.

COST OF ATTENDANCE 2019-2020 (Undergraduate)
Billed Costs  
Tuition:  $52,040
Room and Board:    15,320
Student Activities Fee:         218
Non Billed (Estimated Costs)  
Books & Supplies       1,000
Personal       1,000
Transportation (Ranges from 0-1500)
Total:  $69,578

Mandatory health insurance is fully billed in the fall semester for full year students and in the spring semester for spring entrants. The cost is set annually and is $2,250 for 2019-20. United States citizens and eligible noncitizens may waive the health insurance annually online with proof of comparable insurance coverage. The cost of the health insurance is in addition to the billed costs in the chart noted above. 

Net Price/Net Cost

The net price is the difference between billed costs (tuition, room and board and SGA fee) and scholarship or grant assistance from all sources. The net cost is the difference between the cost of attendance (billed costs plus estimated expenses such as books, personal expenses, and travel) and all sources of financial aid. The family contribution may not match the net cost depending on the total amount of financial aid from all sources, some of which may offset the family contribution.

To Determine the Approximate Amount Owed Toward Billed Costs: Add billed costs: tuition, room and board and the SGA fee. (And the health insurance cost if it cannot be waived.) If you have received a financial aid package, subtract any grant, award, scholarship or loan aid from the total billed costs. (Student employment cannot be deducted. Earnings are intended to help pay for personal and book expenses.) Divide this amount in half if you have a full academic year budget and financial aid package. The remainder is the approximate amount that you will owe toward billed fees per semester. (Students packaged with one semester of financial aid would not divide the remainder.)
Note: Incoming students who have paid the enrollment deposit should deduct this amount from the remainder.
Disbursement: Any financial aid will show as pending on the student account until the start of each semester. Aid will be disbursed at the start of the semester if all financial aid requirements have been completed.
Billing: An eBill is emailed monthly to students and authorized users they have set up. (Paper bills are not sent.) The fall semester tuition eBill is emailed on or about July 10 and is due July 31. The spring semester tuition eBill is emailed on or about December 10 and is due January 5.
Please note that in order for SFS staff to discuss any details of the student bill with anyone other than the student, the person must be an authorized user.

Living Off-Campus and the Financial Aid Package

Mount Holyoke College is a residential college and students are expected to live on campus. (This does not apply to students in the Frances Perkins Program, a program for nontraditionally aged students.) If a student is approved to live off campus, room and board charges will be removed. The room and board component of a student's financial aid budget will also be removed thereby reducing the total amount of financial aid. If a student has an accommodation approved by the Dean's office to live off campus, the financial aid budget will be revised to include an off campus living allowance and the financial aid will be adjusted accordingly. Please contact our office if you have any questions about how living off campus might affect your financial aid eligibility.