Medical and dental insurance
A choice of three insurance products (HMO Blue, HMO Blue New England, and Blue Care Elect PPO) through Blue Cross/Blue Shield of Massachusetts. The College offers a choice of two separate dental plans. Dental Blue and Dental Blue with Orthodontics are offered separately through Blue Cross/Blue Shield. Current costs and other information is available online.
Coverage for major disabilities
Mount Holyoke College provides full salary for the first six months of medical disability for faculty who are eligible for the long-term disability plan; after that, pending claim approval, a monthly income benefit is provided; 40% of the faculty member's basic monthly earnings, to a maximum monthly benefit of $6,666. Other options available for purchase. Benefits would begin after 180 consecutive days of disability.
Group life insurance, accidental death insurance and dismemberment
Base plan provided by the College. Equal to one times annual salary with a minimum of $15,000 to a maximum of $25,000. Additional coverage available in increments of 1-5X salary to a maximum of $500,000.
Flexible spending accounts
Two accounts are available: health care and dependent care.